— Services / Healthcare Professionals

For physicians, dentists, and medical professionals.

More than 20 years working alongside physicians, hospitals, and medical practices in healthcare sales and marketing. So I get how clinical schedules actually work, how physician financing is different, and what you need from a real estate process that doesn't fight either.

Most agents try to slot medical professionals into a residential workflow built for someone with predictable hours. That's how deals stall, miss windows, or close with friction that didn't have to happen.

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— 01 / What I Understand

Built for the way you actually work.

Six things most agents miss when they take on a physician or dentist client.

Each one is the difference between a deal that closes cleanly and one that stalls in underwriting, board review, or your own calendar.

/ 01

Your schedule is the constraint

Showings, calls, and signings get built around clinical hours — early mornings, evenings, weekends, and async wherever the deal allows. You shouldn't have to give up patient time to find a home.

/ 02

Physician and dentist loans

100% financing, no PMI, deferred student loan handling. I work with lenders who specialize in these programs and understand the underwriting nuances that trip up generalists.

/ 03

Resident, fellow, attending, partner

Every career stage looks different financially. Buying as a fellow with a signed contract isn't the same as buying as a partner with practice income — and your strategy shouldn't be either.

/ 04

Co-op board sophistication

NYC co-op boards have specific concerns about contract employment, partnership distributions, and student debt. Ten years on a Brooklyn co-op board means I know how to package any of it so a board reads it the way it should.

/ 05

Relocation for new positions

Match-day moves, fellowship transitions, attending offers — tight timelines, often a sight-unseen first showing, and usually before the first paycheck lands. I run these regularly.

/ 06

Practice ownership and income

If you're a partner, your tax returns tell a more complicated story. I work with lenders who understand K-1s, distributions, and practice equity.

— 02 / What This Looks Like

A process that respects your time.

01
Step · Communication

Async-first communication.

Voice notes, written briefs, and recorded property walk-throughs by default. Phone calls when they actually move things forward — not for status updates that could've been a text.

02
Step · Financing

Lender intros before searching.

Pre-approval with a physician-loan specialist, not a generalist. We figure out exactly what you can buy and on what terms before we tour.

03
Step · Search

Curated tours.

I pre-screen properties on your behalf with site visits and video walk-throughs first. By the time we tour together, the list is already a shortlist that fits.

04
Step · Closing

Coordinated closing.

Inspection, appraisal, board approval, attorney coordination — managed end-to-end. Wet signatures only when required.

— 03 / Buyers and Sellers

Two sides of the same practice.

— Side A Buying. First home, second home, investment, or relocation. NYC and the tri-state.
and
— Side B Selling. Relocating, downsizing, upgrading. Built around your timeline, not a generic calendar.
First home in Manhattan, Brooklyn, Queens, Bronx, or Staten Island — or a tri-state move to Westchester, Northern NJ, or Connecticut.
01Goal
A clean exit from your current home so you can focus on the next position, the new practice, or the next chapter.
Hyperlocal expertise + off-market access. We tour only what fits, often virtually first.
02Process
High-impact marketing on every listing — professional photography, drone, targeted campaigns, data-driven pricing.
Often pre-position before match day, fellowship transition, or attending start. Lender pre-approval first.
03Timeline
Built around clinical schedules — launch dates, photo shoots, and showings that don't disrupt patient time.
Physician and dentist loan specialists, not generalists. K-1s, distributions, and contract income packaged correctly.
04Financing
Pricing built from real, current data — what's actually under contract right now in your specific market, not a stale comp report.
Personal representation through closing — board package, attorney coordination, walk-through.
05Handoff
Same agent on both sides if you're moving across state lines — NY, NJ, and CT licensed.
For Buyers For Sellers
— 04 / FAQ

What physicians actually ask me.

Do you work with physician mortgage / doctor loan programs?

+

Yes. I work with lenders who specialize in physician programs — low down payment, favorable debt-to-income calculations, and the ability to close without PMI. I'll connect you with the right lender before we start, so you know exactly where you stand.

I'm finishing residency or fellowship, and my income's about to change. Does that affect what I can buy?

+

It depends on timing and the lender — which is exactly where physician-loan programs make a difference. Some will qualify you on a signed attending contract before you've earned a single check. Others won't. I'll connect you with a specialist before we start the search, so you know where you stand before you fall in love with a place.

Can you handle both sides of my move if I'm selling in one state and buying in another?

+

Yes — that's exactly why I'm licensed in New York, New Jersey, and Connecticut. Selling a co-op in Manhattan and buying in Northern New Jersey, or selling in Brooklyn and moving to Connecticut, I run both transactions personally. No referral handoffs, no gaps, one agent across the whole move.

I'm relocating to NYC for a new position. How far in advance should I start?

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As early as possible — ideally two to three months before your start date. We can begin with virtual tours, video neighborhood walkthroughs, and market data, so you're not scrambling when you arrive. By the time you're on the ground, you already know which neighborhoods are actually in play.

I work long hours. How do you handle that?

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By running the process so it doesn't take over your life. The things most agents quietly expect you to handle yourself — attorney coordination, board packages, chasing paperwork — stay on my desk so they stay off yours.

I'm a registered nurse, NP, PA, or pharmacist — do physician mortgage programs apply to me?

+

Physician mortgage programs are designed for MDs and DOs specifically. For other healthcare roles, I connect you with lenders who understand healthcare income broadly so we know exactly what's available for your situation before we start looking.

Let's run the process around your schedule.

Start a Confidential Conversation
Nick Orlando

— Nick Orlando · NYC

— Or just start the conversation

Tell me about your move.

A few details and I'll respond personally — usually within 24 hours.

I read every message. Response within 24 hours.